Takaful is a community-pooling system in which participants contribute their savings into the common fund to help those who need it the most in times of financial difficulty. A Takaful product assists Participants to share their risk on the basis of cooperation, brotherhood and solidarity for a common good.

The concept of Takaful also exists in cooperative societies and joint-family systems etc. In practice, Takaful can serve as a risk-mitigation tool and an alternative to conventional insurance.

In modern times Takaful has enriched itself with the help of Actuarial Science, Underwriting and Investment and formulated a methodology to make it more practical and feasible.

State Life Insurance Corporation of Pakistan has obtained license for Window Takaful Operation from the Securities and Exchange Commission of Pakistan. State Life Window Takaful Operation have also obtained trade mark “Tayyab”


 Shariah Certificate

  1. Individual Takaful Shariah Certificate
  2. Group Life Takaful Shariah Certificate
  3. Group Health Takaful Shariah Certificate