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By promoting a sense of financial security amongst the employees it contributes to improving the working environment for the employer resulting in higher productivity.
In most cases the employer is legally obliged to provide insurance cover to his employees. This plan helps the employer to fulfill this requirement.
Premiums are tax-deductible for the employer. Total premium under group term insurance is lower as compared to sum of premium of all policies if issued individually to each life, due to savings in expenses.
The Benefits Of Plan
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What riders can be added?
1.PTD (Accident) Rider
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4 Critical Illness Rider
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- Heart attack
- Coronary Artery by-pass surgery
- Kidney Failure
- Major organ transplant such as heart, kidney or liver
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